Lowering Nursing Home Insurance Coverage Claims

Insurers can help aid their nursing home employers in the battle to reduce the number and severity of work-related musculoskeletal disorders (MSDs) in their facilities. MSDs are quite common among healthcare providers who experience repetitive behaviors during a normal workweek, which often includes a lot of heavy lifting. Nursing home insurance coverage for workers, specifically a workers comp policy, will aid workers injured while performing the duties of their jobs.

This type of strain generally results in common conditions such as lower back pain, sciatica, rotator cuff injuries, epicondylitis, and carpal tunnel syndrome. By instituting a program of physical fitness, including stretching and exercises prior to the start of the workday, one could potentially reduce the number of work-related injuries among staff.

Much remains to be learned about the relationship between workplace activities and the development of MSDs. However, OSHA believes that the experiences of many nursing homes provide a basis for taking action to better protect workers. As the information and technology improves, we can hope to get a better understanding of how these injuries develop and better guidelines and safety procedures in the prevention of MSDs.

Proper fitness techniques can benefit employees

Most small employers, in particular, may not have the need for as comprehensive a program as larger facilities might benefit from. But safety and fitness can provide help to the nursing home industry, as well as employers with similar work environments, such as assisted living centers, homes for the disabled, homes for the aged, and hospitals.

Fortunately, nursing homes that have implemented injury prevention efforts focusing on resident lifting and repositioning methods have achieved considerable success in reducing work-related injuries and any associated nursing home insurance coverage workers’ compensation costs.

Providing a safer and more comfortable work environment has also resulted in additional benefits for some facilities, including reduced staff turnover as well as training and administrative costs, reduced absenteeism, increased productivity, improved employee morale, and increased resident comfort.

It only benefits insurers that provide their recommendations for employers in an attempt to help them reduce the number and severity of work-related musculoskeletal disorders in their facilities by using those methods found to be successful in the nursing home environment.