California is one of the most business-friendly states in the country. Its large tourism industry, bustling Silicon Valley and gorgeous suburbs make it the right spot for investments. Restaurants are just one option. However, it is crucial to obtain restaurant insurance in California if you plan on taking advantage of this state for years to come. Here just a few coverages that benefit restaurants.
Workers’ compensation coverage can really come in handy during accidents. This policy manages the medical expenses and lost wages of employees if they fall ill due to job-related incidents. One example would be an employee slipping on a wet floor. You may likely have to pay for their medical treatment. Another type of expense this coverage can handle is lost wages. This can help an employee during their recovery.
This policy also matters because by California law every business with at least one employee must acquire it. Therefore, workers’ compensation is valuable if you want your business to operate under the law.
If your establishment sells liquor, then you may be held liable for any damages a customer causes while inebriated. Depending on your policy, you can pay for personal and property damage.
Navigating the world of restaurant insurance in California is simple when you work with the right agency. Contact one today to learn more.