You purchase car insurance to cover damage to another person’s vehicle if you’re in an accident. Similarly, it’s important to have appropriate dog insurance in the unexpected event that your dog causes injury to another person. This allows for easy dog bite insurance settlements so you can move forward without potentially large financial loss.
Dog bites are never the desired outcome of an animal-human encounter, but they do happen. According to the Centers for Disease Control and Prevention, more than 4.7 million people experience dog bites each year. This is a staggering number and one that should encourage you to seek coverage that isn’t included in a traditional pet, home, or renter’s insurance.
While you likely have taken the time and energy to train your dog and ensure good behavior, the reality is that dog bites are rarely expected. You and your dog may find yourselves in an unanticipated situation where the dog is frightened or becomes defensive. Even well-behaved dogs can react in surprising ways when defending their most loved companion, you. Other animals can also show aggression toward your dog and cause a situation to escalate and a person trying to intervene to get bitten. With the proper coverage, dog bite insurance settlements can cover the person’s medical expenses and lead to a quick resolution.