Everyone enjoys a relaxing night on the town, checking out the newest movie, or taking in a local play. However, for those who manage and operate entertainment establishments, there are several liabilities that can jeopardize the ability to have a good time. The diversity of Arroyo’s program offerings for those in the entertainment industry show just how many options for coverage there can be. Entertainment insurance services can cover things like:
The needs of these businesses are much like the needs of any other industry. There are property concerns with damage to things or people during an incident or accident. The worker’s compensation needs of those who are employed by the company are determined by state regulations, but it is unwise to go without this protective coverage. For companies with vehicles used during business hours, a commercial auto policy would also be necessary.
There are also financial liabilities associated with operations that an insurance plan can help protect against. They are things like errors and omission, crime or cyber attack, directors and officers liability, and employment practices liability. It is the intent of a comprehensive insurance plan to address potential loss that could arise from a claim in any of these areas. Check with your local agent about any gaps that may exist in your current plan and leave you vulnerable to these risks.