Owning an RV can be one of the most rewarding purchases you ever make, but there are some factors that determine the outcome. For example, some people end up buying an expensive RV only for it to sit in their driveway unused for the next three decades. For others, however, they end up using their … Read moreUnderstanding the Purpose Behind RV Insurance Claims
Business insurance can be tougher to shop for than it seems on the surface. Most insurers do their best to predict your risk, but very few employ people who have been in your line of business, at a company with your exact business model. That’s why more and more businesses are turning to alternative risk … Read moreHave You Considered Group Captive Insurance?
When you operate a business on the water, your choice of boats becomes very important, and your insurance needs to reflect that choice in detail. The size of the vessel, purposes to which it is being put, crew configuration, and motor design all play a role in the cost of insuring it, so your insurer … Read moreUnderstanding the Differences Between Boat Motor Designs
Companies hire temporary workers for a limited time when regular employees are absent for prolonged periods. Your business must comply with federal laws when hiring temporary employees. When Should You Hire Temporary Workers? Businesses hire temporary workers for a specific project or purpose while avoiding the cost of hiring regular, permanent employees. There are many … Read morePoints to Consider When Hiring Temporary Employees
Everyone should try to make provisions for their family in the event that something happens to them. While certainly no one anticipates not being able to take care of their family and people sometimes tend to avoid thinking about worst-case scenarios, it’s necessary to seriously consider the possibility of needing life insurance and what it … Read moreProtecting Your Family With Life Insurance
Product damage in warehouses causes unnecessary losses for a business. Broken or otherwise damaged items are unsaleable costing the business money. There are many ways companies can reduce damage to stock and lower their risk of loss. Safety Many of the steps businesses take to improve safety in the warehouse also help reduce the risk … Read more3 Easy Steps to Reduce Product Loss in Warehouses
In most of the United States, small business owners are given the impression that the mandated workers’ compensation coverage each of the 50 states requires will take care of workplace accidents and injuries incurred by employees. While it’s true that this coverage helps with medical expenses and lost wages employees suffer due to an injury … Read moreDo You Need Occupational Accident Insurance for Your Workplace?
Work-related injures not only increase insurance premiums but also harm employee morale and productivity. However, you can mitigate these costly scenarios by building a company culture that emphasizes workplace safety. Yet, even when proper you enforce proper measures, there are still risks to both your business and its employees, so it’s vital to have a … Read moreWhat You Should Know When Selecting a Workers’ Comp Policy
Offering employee benefits is a way to secure the best talent in the field, but these aren’t required for some employers. When federal law requires, companies are bound to meet minimum standards found in ERISA, and failure to do so can result in fines. However, employees can still cause problems for employers that do offer … Read moreLiabilities With Fiduciary Duties
The complexities of liabilities associated with construction projects add confusion to the processes of securing insurance for a job. The advisors at https://www.sboneinsurance.com recommend that you know the difference between builder’s risk vs property insurance in order to give your project the best protection. Having a builder’s risk policy can be the difference between a … Read moreMaking Sure Your Construction Project is Well Insured