Linen Supply Companies Insurance

What Linen Supply Companies Need to Know About Insurance

The number of industries that rely on linen supply services is large and growing. The successful operation of hospitals, prisons, spas, hotels and restaurants is intertwined with each business’ ability to procure clean linens daily. Yet linen supply services can break down at any point. That’s why linen supply companies insurance is a critical need for linen service providers.

Many Reasons Insurance Is Needed

Linen supply companies experience risk to the business at multiple points during service. During transit, linens can be lost or damaged due to employee mistakes, and company vehicles can experience collisions or mechanical problems that crimp a business’ ability to serve its customers. Employees are subject to risk when retrieving soiled linens, whether caused by biohazards or back injuries. The cleaning process can result in burns or chemical exposure to workers. Employees could slip and fall, experience noise pollution or be exposed to sharp objects.

Types of Insurance Available

A qualified insurance provider can help you develop an insurance policy that meets your needs. You can obtain general liability insurance, business property insurance, workers’ compensation insurance and commercial auto insurance. You may even opt for cyber or crime liability insurance.

A problem or interruption in linen service can cause a catastrophe for a large facility such as a hospital, and it may also cause you to lose ongoing clients. Regardless of whether you are cleaning and delivering tablecloths or towels, your business needs linen supply companies insurance.

Comparing Linen Supply Companies Insurance

Hospitals, hotels, and uniform suppliers are just a few of the many businesses requiring the services of linen supply companies. These companies produce a slew of items, everything from sheets, to uniforms and tablecloths, as well as many other commonly used items. These products represent a large number of establishments that would find it difficult to service patrons and customers should there be an interruption of service for any reason.

If a problem were to occur resulting in delays of shipments, such as equipment breakdown, the losses would be substantial, and the loss of revenues would merely be the tip of the iceberg. The potential loss of repeat customers, any of whom might seek these services from another vendor, could significantly impact the supply company’s bottom line. Linen Supply Companies Insurance is a necessary policy to have in place, as it would help to pay some, if not all, of any losses occurring.

Some unique risks might be at hand

This industry, because it is in part responsible for the continued success of so many others, faces quite a few very unique risks. Prisons, restaurants, and many other businesses could be left in disarray due to a shortage of materials they have come to depend upon on a daily basis. In addition to any general liability concerns, linens may also pose certain health risks to employees due to the chemicals involved in their processing, and those regularly exposed to any biohazards, such as airborne and imbedded pathogens, could require medical attention.

Other areas of concern are noise exposure, heat stress, injuries as a result of slip and falls, and burns or other injuries occurring from machinery. These are common issues in commercial laundry operations that owners are cognizant of. Linen Supply Companies Insurance agents can provide coverages of all types for those operating in this dynamic industry. Whether you have a need for excess and umbrella liability policies, workers’ comp, employment practices liability, motor truck cargo, inland and ocean marine, boiler and machinery, or employee benefits, the right agent can help facilitate the right insurance package for your needs.