MCS-90

MCS-90: What You Need to Know

All truckers and trucking companies should know about MCS-90. If a member of the public suffers injuries because of a trucker, he or she may demand compensation. The best way for said person to get compensation is if there is an MCS-90.

The MCS-90 Explained

The MCS-90 is an add-on or endorsement to an insurance policy. This specific add-on only relates to motor carriers or companies that transport cargo. This add-on is for the public. It guarantees that if someone is injured by a truck driver that they will be compensated for the damages. Now, for the MCS-90 to go into effect, the accident has to occur when the trucker is doing business that crosses state lines only.

The Purpose of the MCS-90

If a member of the public suffers an injury due to a trucking accident, the MCS-90 endorsement guarantees that the insurance company will pay for the claim, regardless of why the accident occurred. The purpose of the add-on is to supplement existing liability insurance. As an example, there are some accident causes that insurance companies will not generally handle.

To ensure that victims of truck accidents receive compensation and MCS 90 form can be filled out in addition to an insurance policy. If a trucking company practices interstate commerce, it has to have MCS-90.