If you are like many motorists, you might be tempted to buy car insurance from a large, multi-national provider. While that approach might work for a pre-packaged policy, it will likely fall short if you want coverage designed specifically to meet your needs. When it comes to offering the right coverage for Connecticut motorists, local car insurance companies in CT usually beat their competitors.
Driving Risks Are Usually Local
If you are driving between New Orleans and Shreveport, you might swerve to miss an alligator and end up submerged in a swamp. That’s likely not going to happen on your drive from Dayville to Hartford. Since most automobile accidents and thefts occur within 25 miles of home, you probably want an insurance agency that understands the risk profile in your specific area.
Local Agents Typically Better Anticipate Driver Needs
You are probably busier than ever these days, trying to juggle family and work life. As such, you might not realize when you need an upgraded insurance policy. Generally, the following circumstances might require a change in your coverage:
- New Address
- New Family Member
- New Driver
- New Car
If you work with a local agent, he or she can likely anticipate your coverage needs before they arise. Before you opt for a gigantic, impersonal provider, you might consider working with local car insurance companies in CT.